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The cardholder and/or his estate will be answerable for repaying in full any excellent balances on the cardboard account and shall maintain the Bank indemnified for all prices and bills incurred in recovering such outstanding balances. All Cardholders might be billed on a month-to-month basis for all Charges incurred by the use of Card and for all expenses relevant to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there may be no assertion generated for the interval in which there has been no excellent due and no transaction on the Card Account in the preceding month. The facility of a Supplementary Card, is a special facility at such fee/rate as may be stipulated by BRAC Bank every so often. All entries within the Statement of Account shall be presumed appropriate unless the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect.

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The Supplementary Cardholder have to be of 18 years of age or over. The problem of the Supplementary Card shall be topic to such Terms and Conditions, which the Bank could deem necessary. The payment by the Cardholder of any sum to the Bank in respect of any Statement of Account shall constitute binding and conclusive evidence of the acceptance by the Cardholder of the entries proven on that Statement of Account.

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PERSONAL IDENTIFICATION NUMBER To enable the Cardholder to use the Card, a Personal Identification Number will be issued to him/her. In the occasion the same is not obtained in a sealed envelope, the Cardholder shall contact a BRAC Bank department or the BRAC Bank 24-Hour Call Center. The PIN provides access to the Card Account and the Cardholder accepts the sole accountability for use, confidentiality and protection of the PIN, as properly as for all orders and information adjustments entered into the Card Account using such PIN.

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The Priority Pass card is simply legitimate as much as its date of expiry and will not be used by any individual other than the cardholder. Processing fee on the transferred quantity could apply as per latest Schedule of Charges. Maximum 95% of the out there credit score restrict can be availed for Balance Transfer. The Bank shall terminate using the card without discover upon the dying, chapter or insolvency of the cardholder or when the whereabouts of the cardholder turn into unknown to the Bank due to any cause attributable to the Bank. For cheque fee through Drop Box located at numerous BRAC Bank branches, fee to be mirrored on the following working day. The Bank will credit score the Cardholder’s Card account with the amount of any refund only upon receipt of a correctly issued credit score voucher from the merchant institution.

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Such instructions cannot be withdrawn /cancelled besides with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will automatically be enabled for the credit score cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.